What we can do for you

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A complete process, considering all aspects

Holistic Advice

We provide a truly impartial holistic wealth planning service to ensure that you have the correct financial architecture in place to ultimately assist with delivering your financial and lifestyle vision.

This integrated proposition combines tax planning, investment portfolios and financial expertise.

Individual solutions

Not only is having all your financial affairs looked after by one company convenient for you, it also enables us to deliver individually crafted solutions for you, borne from a full understanding of your finances, to help create and preserve wealth.

A strategy for YOU

Planning

Flexible and resilient

We get to know you through a series of structured meetings, designed to gain a full and clear understanding of your requirements and the approach you feel most comfortable taking.

Only then can we put together a flexible and resilient strategy to safeguard your long term wealth.

The experience and expertise of our Financial Planners forms an integral part of the services we provide you.

Keeping on track

Your personal and working lives can change. We therefore encourage regular reviews in order to adapt your financial plan to maintain focus towards achieving your goals.

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A carefully researched and tailored investment portfolio to suit YOUR needs and YOUR attitude to risk.

Portfolio management

We are dedicated to achieving a consistently high level of performance over the medium to long-term.

Independent

Being independent, we have no ties to any fund managers, banks or financial institutions.

Bespoke

Our investment strategy is tailored to the particular requirements of each investor and we start by establishing a range of factors including your attitude to risk, desired returns, tax position and ethical views.

Diversified

We focus on diversified multi-asset portfolios with access to both traditional and alternative asset classes.

Managed

Once constructed, you can review your portfolio online via a secure website. Additionally, at the end of each quarter we send you a detailed valuation report which includes market commentary, portfolio composition and performance data. This allows you to see how your portfolio has performed in comparison with market conditions.

We pride ourselves on our integrity to plan within the nature of current legislation, so as not to jeopardise you, but allow you the ability to maximise your position.

Tax planning

Part of good planning is making sure that you keep more than the tax man - so that is included in how we look at your portfolio.

At the simplest level

Tax planning comes in many guises. At the simplest level, we want to do all we can to make sure that you don't hand over any more tax than you really need to. Also, everything that you can save or invest without having had to lose some to the taxman gets the chance to grow much more over the years.

That said, we don't believe in the tax tail wagging the investment dog. Sometimes it's better to pay tax and have access to your money more quickly, so the balance comes by knowing exactly what your plans are.

We have access to tax saving products like Self Invested Pension Plans ('SIPPs') and Small Self Adminstered Schemes (SSAS) plus VCTs and EISs.

For bespoke tax planning - which is essential for some people - we use our tax gurus.

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At Allwin Tax Services, we're rather different...

we look after YOUR tax return rather than just completing it!

Tax services

Most of our clients have complex financial affairs and their tax returns tend to be anything but 'basic', so to have someone who understands their affairs and how they translate into their tax returns is of great value.

The Tax Return Service provided by our sister company, Allwin Tax Services, extends both before and after the completion of your tax return itself.

Keeping you on track

From providing you with helpful checklists and (with your authority) collating some of the information on your behalf, through to reminding you when payments are due, chasing up your refunds and checking your PAYE Coding Notices are correct, the service is designed to save you valuable time.

From time to time, HMRC decide to conduct an enquiry into an individual's tax return. We are used to liasing with HMRC on such occasions and can assist and guide you through the process until it reaches its conclusion.