Financial Services

'Financial services' covers rather a lot. For a start, most people like that we can actually do a plan with them which takes into account all their future income and investments and all their proposed outgoings so that they can see when (if!) they can start to work less or holiday more. It's often the first time clients have ever seen their whole financial future laid out in front of them and it can be very motivating to know what is possible.

Simply making sure you and your family are properly protected with the right product at the lowest cost can bring peace of mind and save money.

As for investments, we keep it simple and clear. We do exactly the same with your money as we do with our own so we use a good mix of well researched funds - using unit trusts, investment trusts, fund of funds and ISAs. Your portfolio is monitored and balanced as often as needed and no more. And you can see the value at any time online so no nasty surprises.

Part of good planning is making sure that you keep more than the tax man - so that is included in how we look at your portfolio. That might mean using specific products to reduce tax liabilities or planning how you take income from investments and pensions. For more complex tax matters, we bring in our tax guru and he works his magic!